At the time of becoming bankrupt, you are entitled to keep $2,000 from the proceeds in your bank account (applying the AFSA Bankruptcy administration practice note). Therefore if you have more than that amount in your account at the date of bankruptcy, then the Trustee in Bankruptcy would be entitled to claim the excess amount. For example if you had $3,000 in your bank account at the date of bankruptcy, then your Trustee in Bankruptcy could claim $1,000 from your bank ($3,000 – $2,000).